Historic Properties in Charlottesville

Historic Properties in Charlottesville

United States history pretty much begins in Virginia with the founding of Jamestown in 1607.
As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the Blue
Ridge mountains to the west and sloping eastward to the Tidewater became recognized for its
fine soils for agriculture, a “delicious” climate with four distinct seasons and an abundance of
natural resources. Thus, were many fine plantations created in the early 19th century including the homes of three of our first five presidents within an easy carriage ride of Charlottesville.

Historic properties are common in Charlottesville, which is rooted in Virginia History

Thomas Jefferson’s Monticello, James Madison’s Montpelier and James Monroe’s Ashlawn are
all historic landmarks near Charlottesville and open to the public. Virginia’s piedmont is also
home to many private properties that date from the late 18th century through the early 20th
century some of which occasionally come up for sale. Lovers of old homes appreciate the
history that took place within those walls and love the patina of the old floors, the worn
thresholds, horsehair plaster walls and timber peg joinery.

 

    Historic properties abound in Charlottesville

    Great care is taken to preserve theold hand blown glass window panes, hinges and hardware that make maintaining such a homea lifestyle choice rather than merely shelter. Despite the inevitable inefficiency and compromises one makes in caring for a classic old home, aficionados are many as evidenced by the scores of publications, clubs and social media groups dedicated to owning, restoring and living in historic properties:

     

    https://www.nps.gov/subjects/nationalregister/index.htm
    https://www.dhr.virginia.gov/historic-register/
    https://savingplaces.org/preservation-magazine#.Y1_3NS2B2L0
    https://www.thisoldhouse.com
    https://www.oldhouseonline.com
    https://yourhistorichouse.com/product/house-restorers-combo-pack/
    https://www.architecturaldigest.com/story/how-to-bring-an-old-home-into-the-modern-world

    Great care is given to preserving historic properties in Charlottesville

    Orange County, Virginia located just north of Charlottesville is drenched in American history
    from its founding in 1734 with important sites from the revolutionary war and as a hub of the confederacy during the Civil War. Many significant homes still exist from that period with at least 175 antebellum homes and buildings listed in Ann Miller’s fine book, Antebellum Orange.

     

    Among the finest examples of Jeffersonian inspired architecture would be Frascati, c. 1823,
    built for Phillip Barbour, Associate Justice of the Supreme Court by John Perry known for his
    work Thomas Jefferson on the University of Virginia. Frascati is in good company in Orange
    County with several prominent estates owned at that time by Virginia’s statesmen including
    Governor Barbour and President James Madison each within a pleasant hour’s ride.

     

    Another way to enjoy the rich character of an old home is the increasingly popular practice of
    repurposing old materials, often logs, floors and doors from a disassembled home are used in
    the construction of an otherwise newer home. A great example is Dutchmont, also in Orange
    County that was built using materials from an old mill in the Shenandoah Valley. One feels like
    they are walking into an 1850’s log home with wide plank flooring, hand hewn beams and
    timber peg joinery while enjoying a fabulous chef’s kitchen, luxurious baths and geothermal
    HVAC.

     

    Dutchmont is currently offered for sale on 100 acres in Orange County https://forsale.
    charlottesvillecountry.com/idx/featured
    Whether and old clapboard farmhouse on a gravel road, a fanciful Victorian in town or a
    National Landmark like Frascati, if the idea of an older home tugs at your heart.

    Charlottesville Real Estate

    Call John Ince for information on new listings, price reductions and properties coming soon in the Charlottesville, VA area.

    Sign up here to receive a customized Charlottesville Real Estate Market Report.

    Market update for the Charlottesville real estate market including:  Albemarle County, VA, Orange County, VA, Madison County, VA, Greene County, VA, Nelson County, VA, Fluvanna County, VA, Louisa County, VA real estate.

    Historic Properties in Charlottesville

    Historic Properties in Charlottesville

    United States history pretty much begins in Virginia with the founding of Jamestown in 1607.As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the BlueRidge mountains to the west and sloping eastward to the Tidewater became recognized for...

    read more
    How to Buy Country Property

    How to Buy Country Property

    You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you...

    read more
    Rising Interest Rates: What Does This Mean For You?

    Rising Interest Rates: What Does This Mean For You?

    Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client,...

    read more
    Financing Country Property: The Best Strategy

    Financing Country Property: The Best Strategy

    Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but...

    read more

    Your Dream Horse Farm

    Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms. In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My...

    read more
    How to Buy Country Property

    How to Buy Country Property

    You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you jot down your priorities. They have mostly to do with peace and quiet, character and charm, reaping what you sow.

     

    Here are a couple of things I’ve noticed that are sometimes overlooked:

    Buying country property means living the dream of having a garden of your own.

    Soil: It’s easy to be impressed with bright green grass jumping up from freshly raked soil or golden grasses swaying in the summer breeze. It could be that green grass is just winter rye enjoying a heavy dose of fertilizer and that golden grass may well be broom sage indicating acidic soil.

     

    If you are planning on using the land in some specific way, planting grapes perhaps, raising livestock, growing Christmas trees, the soil underneath it all is a critical component. Grapes need well drained soils and elevation, livestock need good pasture and water, Christmas trees can thrive on marginal soils found in the mountains.

     

    There are excellent resources available to help you understand the soils best suited to your requirements. There are detailed soil maps available through your local extension service office and Virginia Tech has volumes of information on agricultural suitability.

     

    It’s pretty safe to assume that if you are in an area where horse and cattle farms are common that the soils are suitable but it makes sense to do a little research and confirm what lies under all that grass. Here are a couple of links that can help.
    https://www.soiltest.vt.edu/
    https://www.ext.vt.edu/

      Location is a major determining factor in how to buy country property

      Location:
      It’s easy to be wooed by a low price per acre. You can find farmland for $3,000 an acre but you may not be getting the bargain you think you are. Marginal areas are slower to appreciate and if you over-improve your property with a nice house and stable you may have a harder time recouping that
      investment.

       

      There are lots of reasons to appreciate rural Virginia but make sure you weigh the
      importance of having access to amenities like those found in Charlottesville and any of the charming
      small towns within her sphere of influence. It may make more sense to settle for less acreage in a great
      area with good resale potential than a larger property out in the boonies
      https://en.wikipedia.org/wiki/Boondocks

      Horses Running Free on a Charlottesville horse farm

      Want a horse?

      All land is not equal when it comes to keeping horses. It is possible to find land in the Charlottesville area that is absolutely perfect for horses. It would consist of a nice deep soil with few if any rocks. It would be gently rolling and well drained and it would already be in good grass, your horse’s favorite food.

       

      This is horse country and a horse can thrive here and live entirely off the land for most of the year. It’s not all horse country though so do your homework. Up close to the mountains the pasture will be rockier and harder on your horse’s feet. That beautiful flat bottomland along the creek looks great when dry but will often be a wet soil that can also be unhealthy for hooves.

       

      Clearing woodland to make pasture can be done but it takes years to build up the grass to compare with established pasture. If you want to breed horses you’ll want to look at the type of grass growing in your fields. The fescue grass found in much of this area needs to managed if broodmares are grazing on it. Finding a place that is already fenced and has existing stabling is usually the best buy and finding a place that allows riding off the property can be a huge benefit in how you can enjoy your horses without trailering.
      https://pubs.ext.vt.edu/418/418-050/418-050.html

      Charlottesville Real Estate

      Call John Ince for information on new listings, price reductions and properties coming soon in the Charlottesville, VA area.

      Sign up here to receive a customized Charlottesville Real Estate Market Report.

      Market update for the Charlottesville real estate market including:  Albemarle County, VA, Orange County, VA, Madison County, VA, Greene County, VA, Nelson County, VA, Fluvanna County, VA, Louisa County, VA real estate.

      Historic Properties in Charlottesville

      Historic Properties in Charlottesville

      United States history pretty much begins in Virginia with the founding of Jamestown in 1607.As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the BlueRidge mountains to the west and sloping eastward to the Tidewater became recognized for...

      read more
      How to Buy Country Property

      How to Buy Country Property

      You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you...

      read more
      Rising Interest Rates: What Does This Mean For You?

      Rising Interest Rates: What Does This Mean For You?

      Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client,...

      read more
      Financing Country Property: The Best Strategy

      Financing Country Property: The Best Strategy

      Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but...

      read more

      Your Dream Horse Farm

      Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms. In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My...

      read more
      Rising Interest Rates: What Does This Mean For You?

      Rising Interest Rates: What Does This Mean For You?

      Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client, Buyer’s agents were pulling out all the stops to get their client’s offer to the top; full price + with escalation clauses, inspections waived, appraisals waived, free leaseback for sellers for months after settlement… Sound to good to be true?

      Rising interest rates have given pause to many seeking new homes in 2022

      I guess the Fed agreed because as soon as inflation started becoming the word of the day, the Fed started bumping rates up hoping to slow the worrisome inflation by closing the damper on the real estate rally. Real estate has historically been a benchmark for wealth accumulation and consumer confidence among home owners fueling spending on all levels, creating high demand for both necessities and luxuries. When supply can’t keep up prices rise as we have witnessed in the grocery stores, gas pumps and car dealerships over the last two years.

        Rising interest rates have had a major impact on consumer confidence in 2022

        Is it working? Housing starts, the resale market and loan applications are down to pre-2008 levels nationally which is when the last fan got hit. The stock market has dropped and exuberant home buyers are now crunching serious numbers as they compute monthly payments over the breakfast table. Inventory is still low but we are seeing price drops as sellers understand that realism is setting in and buyers are being much more careful.

        Some say the Fed has acted too quickly and has not allowed the first rate hikes to have effect. Some say they should have acted earlier. There are many factors influencing our economy. Some are controllable and others are not.

        Interest rates from the Fed are one of the few controls that can be manipulated and we are witnessing the impact on the real estate market in just six months. Inevitably, rates will level and probably even lower for a soft landing at which time the refi business will be the in full swing again.

        The overall real estate market needed a re-set. 22% annual appreciation was not sustainable. Changes don’t occur overnight but you can expect buyers to have more choices and more negotiating room soon. There are opportunities in every market. What kind of opportunity are you looking for?

        Current interest rates can be found here.

        Charlottesville Real Estate

        Call John Ince for information on new listings, price reductions and properties coming soon in the Charlottesville, VA area.

        Sign up here to receive a customized Charlottesville Real Estate Market Report.

        Market update for the Charlottesville real estate market including:  Albemarle County, VA, Orange County, VA, Madison County, VA, Greene County, VA, Nelson County, VA, Fluvanna County, VA, Louisa County, VA real estate.

        Historic Properties in Charlottesville

        Historic Properties in Charlottesville

        United States history pretty much begins in Virginia with the founding of Jamestown in 1607.As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the BlueRidge mountains to the west and sloping eastward to the Tidewater became recognized for...

        read more
        How to Buy Country Property

        How to Buy Country Property

        You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you...

        read more
        Rising Interest Rates: What Does This Mean For You?

        Rising Interest Rates: What Does This Mean For You?

        Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client,...

        read more
        Financing Country Property: The Best Strategy

        Financing Country Property: The Best Strategy

        Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but...

        read more

        Your Dream Horse Farm

        Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms. In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My...

        read more

        Financing Country Property: The Best Strategy

        Financing Country Property: The Best Strategy

        Financing country property: the best strategy is to be prepared

        Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but are still at record lows historically.

        Just ask you parents if they are still around. Financing country property is not the same as financing a residential property. Are you a non-conformist? Quite possibly you are and if you are hoping to pick up a sizable chunk of land, your loan probably will be as well.

        Financing country property isn't the same today as it was for your parents

        Country property, farms, estates and raw land do not fit the standard criteria on the application for a home loan. Whenever the ratio of land value to improvements value exceeds 30% it becomes a non-conforming loan and will not fit neatly into the packaging of loans for resale to the secondary market.

        Unfortunately, few lenders will explain the non-conformity issue at the pre-qualification stage so buyers who believe they are ready, willing and able don’t realize that the property they seek may not be.

          Farm credit is the best choice for financing country property

          The nation’s largest lender for rural properties is Farm Credit. Farm Credit has been around for about 90 years and was originated to assist farmers with reliable financing in good times and bad. Today, they still are in business to assist farmers but also make loans to rural land owners, country home owners and agribusinesses.

          Traditional lenders also participate in country property financing but usually need to be creative. They may originate two loans, one for the residence and another for the surrounding land which may carry a higher interest rate.

          Personal bankers who can keep a loan in house may choose to finance country properties for clients whose assets are known and respected and seller financing is more prevalent in country property brokerage than in the traditional residential market.

          Be prepared. Financing country property will require professional assistance.

          The best strategy for financing country property is to be prepared. Make sure you explain to your lender that you are interested in purchasing a property with some acreage and make sure they understand the nuances. We will be happy to refer you to some excellent lenders who know how to work with country property. It is indeed a perfect time to consider a purchase of country property and we’d love to help.

          Charlottesville Real Estate

          Call John Ince for information on new listings, price reductions and properties coming soon in the Charlottesville, VA area.

          Sign up here to receive a customized Charlottesville Real Estate Market Report.

          Market update for the Charlottesville real estate market including:  Albemarle County, VA, Orange County, VA, Madison County, VA, Greene County, VA, Nelson County, VA, Fluvanna County, VA, Louisa County, VA real estate.

          Historic Properties in Charlottesville

          Historic Properties in Charlottesville

          United States history pretty much begins in Virginia with the founding of Jamestown in 1607.As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the BlueRidge mountains to the west and sloping eastward to the Tidewater became recognized for...

          read more
          How to Buy Country Property

          How to Buy Country Property

          You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you...

          read more
          Rising Interest Rates: What Does This Mean For You?

          Rising Interest Rates: What Does This Mean For You?

          Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client,...

          read more
          Financing Country Property: The Best Strategy

          Financing Country Property: The Best Strategy

          Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but...

          read more

          Your Dream Horse Farm

          Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms. In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My...

          read more

          Your Dream Horse Farm

          Horses Running Free on a Charlottesville horse farm

          Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms.

          In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My vagabond days ended when I took a job as trainer for a superb Egyptian Arabian breeding farm in Afton, Virginia about 25 minutes west of Charlottesville, Virginia. I remember arriving for my first day in 1982. It was my birthday, May 21 and the soft green fields smelled earthy and rich. There were dogwood trees blooming at the edge of the woods. The morning air was cool and moist.  The horses in their pastures all had their heads down grazing on the new grass.  What a contrast from the dry, pipe fenced paddocks of Santa Barbara and the shallow, rocky soils of the Texas piney woods. Here was country made for horses with deep rich soils, ideal forage and a history and culture where fine horses have always played a central role.

            Your dream horse farm in the morning

            It wasn’t long before I knew I had found my home. I opened my own training stable at Waverley Farm in Orange County and got my real estate license in 1983. In 1985 I decided to dedicate all of my energies toward real estate and my horses happily moved to hobby status where they remain even today. I have specialized in all types of country property for nearly forty years but particularly enjoy working with horse owners helping them find that ideal horse property in the seven county area surrounding Charlottesville, Virginia.

              What does your dream horse farm look like?
              What does your dream horse farm look like? Whether you are looking for a professional, turn-key operation with an indoor arena, such as Ridge View Ranch or just a little place in the country where you can enjoy a couple of pleasure horses, you’ll appreciate working with a Realtor who knows what makes a horse property viable. We can also put you in touch with some great equine vets, farriers, trainers and coaches or introduce you  fox hunters to the Keswick Hunt and Farmington Hunt.
              If you would like to see some current offerings of Horse farms for Sale in Charlottesville Virginia
              Click on any of the links below.

              Charlottesville Real Estate

              Call John Ince for information on new listings, price reductions and properties coming soon in the Charlottesville, VA area.

              Sign up here to receive a customized Charlottesville Real Estate Market Report.

              Market update for the Charlottesville real estate market including:  Albemarle County, VA, Orange County, VA, Madison County, VA, Greene County, VA, Nelson County, VA, Fluvanna County, VA, Louisa County, VA real estate.

              Historic Properties in Charlottesville

              Historic Properties in Charlottesville

              United States history pretty much begins in Virginia with the founding of Jamestown in 1607.As the colonization of Virginia moved westward, the Piedmont Valley, bounded by the BlueRidge mountains to the west and sloping eastward to the Tidewater became recognized for...

              read more
              How to Buy Country Property

              How to Buy Country Property

              You’ve been living the urban life for thirty years and dreaming of retiring to the country someday. Every weekend you drive down country roads and imagine that it’s you on that tractor, riding that horse, tilling that garden. Now it’s time to make it happen and you...

              read more
              Rising Interest Rates: What Does This Mean For You?

              Rising Interest Rates: What Does This Mean For You?

              Little more than a year ago my clients were getting a 30 year fixed rate mortgage at 3%, a 15 year fixed at 2.5%. Sellers were getting stacks of offers and the most challenging job for a listing Realtor was determining which offer was truly the best for their client,...

              read more
              Financing Country Property: The Best Strategy

              Financing Country Property: The Best Strategy

              Financing country property can certainly be a maze to navigate. A buyer looking at a lovely home on 75 acres near Charlottesville may be thinking that the timing is perfect. Prices have finally leveled off and inventory is coming back. Rates have bumped up lately but...

              read more

              Your Dream Horse Farm

              Before we talk about your dream horse farm, I want to give you a bit of insight into my own personal journey and experiences with horses and horse farms. In my younger days I managed horse farms in Northern California, Southern California and deep east Texas. My...

              read more